Associate Director, GRM Commercial Credit
RBC
This is a Contract position in Montreal, QC posted September 2, 2024.
Job Summary
The Associate Director is primarily responsible for credit adjudication of transactions within the Banks Commercial Financial Services Market within their delegated lending authority or within their assigned portfolio. The incumbent will have adjudication responsibilities that are focused on maintaining the risk profile, alignment with the business, operational effectiveness, efficiency in management of assigned portfolios, and enhancing the client experience.
Job Description
What is the opportunity?
The Associate Director is primarily responsible for credit adjudication of transactions within the Banks Commercial Financial Services Market within their delegated lending authority or within their assigned portfolio. The incumbent will have adjudication responsibilities that are focused on maintaining the risk profile, alignment with the business, operational effectiveness, efficiency in management of assigned portfolios, and enhancing the client experience.
The Associate Director also provides assistance to their teammates and shares best practices. This role balances the rewards of meeting business objectives with the risk of loss to client and shareholders, following corporate compliance and polices to maintain risk exposure within the Banks stated risk appetite, operate within a legal framework and in accordance with OSFI, Basel, and other regulatory requirements. This position reports to the Director, Group Risk Management who, in turn, reports to the Regional Director GRM Commercial, Quebec and Atlantic.
What will you do?
- Champions client experience initiatives and applies a continuous improvement approach to achieve superior client experience levels
- Enhances change management by ensuring how we approach change is reflective of a One RBC mindset
- Takes ownership of client problems at first point of contact. Ensures clients and colleagues are treated with respect, empathy and integrity contributing to good working relationships
- Demonstrates commitment to teamwork by building team capability, identifying opportunity spotting to enhance client relationship and improve RBC revenue, and, via the CAM, introduce clients to RBC-wide services and expertise through referrals
- Ensures team is strategically aligned with business strategies while maintaining the Banks desired risk profile
- Demonstrates leadership and commitment to build/expand/leverage good working relationships with the relevant GU(s) executive and CFS personnel to promote a mindset that risk is everybodys business, that early problem identification is critical to maintaining the risk profile and in maximizing retention opportunities
- Ensures accurate and consistent processes/controls are in place and being followed to protect shareholder interests
- Ensures credit transactions are adjudicated within Policy Guidelines, Standards, and Procedures
What do you need to succeed?
Must-have
- Bilingualism (English and French) required, as you will regularly do business with RBC partners and/or employees across Canada with English and French speaking needs.
- Demonstrated credit skills. Ideally proven through 4-7 years Commercial Account Management, Commercial Credit Underwriting, or Commercial Credit Adjudication experience.
- Strong analytical, organizational skills and critical thinking skills to make sound decisions and solve problems under pressure, in a team environment.
- Strong communication (written and verbal), coaching, and conflict resolution skills.
- Undergraduate degree, ideally in business or finance.
Nice-to-have
- In-depth knowledge of RBC Risk Policies, Procedures, Practices, and Folios etc.
- Proficiency with Bank Technology especially Synergy and Newton
- Sound understanding of the role of second line of defence risk governance
Whats in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- A comprehensive Total Rewards Program including bonuses and flexible benefits, and competitive compensation
- Ability to make a difference and lasting impact
- Work in a dynamic, collaborative, progressive, and high-performing team
- Opportunities to take on progressively greater accountabilities
- Leaders who support your development through coaching and managing opportunities
- Flexible work/life balance options
Job Skills
Coaching Others, Communication, Confidentiality, Decision Making, Detail-Oriented, Information Capture, Process Management, Quality Management, Risk Management, Standard Operating Procedure (SOP)
Additional Job Details
Address:
1 PLACE VILLE MARIE:MONTRAL
City:
MONTRAL
Country:
Canada
Work hours/week:
37.5
Employment Type:
Full time
Platform:
GROUP RISK MANAGEMENT
Job Type:
Regular
Pay Type:
Salaried
Posted Date:
2024-07-30
Application Deadline:
2024-08-31
Inclusion and Equal Opportunity Employment
At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.
We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.
Join our Talent Community
Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.
Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.
